Your trusted mortgage expert
From finding the right mortgage to financing
solutions, we’re your one-stop partner in
achieving all your property goals.
From finding the right mortgage to financing solutions, we’re your one-stop partner in achieving all your property goals.
Competitive rates
Access the best mortgage deals with rates designed to save you money.
Tailored for you
Personalized mortgage solutions to match your unique financial situation.
Hassle free process
Expert advice tailored to help you achieve your property goals.
Services
We can help you with the
following services.
We can help you with the following services.
Loans
Lending
Buyers
Self-Employed
Loans
Rideshare Drivers
Loans
Home Loan
Ownership
Mortgage
We’re the leading mortgage advisor in the NZ
Speak to our mortgage experts
With over 20 years of mortgage experience, our consultants can provide guidance and knowledge on the entire mortgage process.
We take time to understand your home buying goals and financial needs to identify the best mortgage options for you.
Our first goal is to get your pre-approved. Teamwork makes the dreamwork -- you send in your documents, we prepare your application.
If you haven’t identified a property yet, your mortgage consultant can connect you to our in-house real estate team.
Sign the final offer letter and receive your mortgage from the bank.
Why wait 2 months?
Get a mortgage in 2 weeks
Why wait months for a mortgage? With MMM, skip the delays and secure your home loan faster—partnering with trusted banks for a streamlined approval process.
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The latest mortgage news and insights
Thousands of homebuyers trust our service
The market has a huge gap on a one-stop shop with personalized service. The team delivered an end-to-end service.
They got the best rates from the banks with the competitive rates from rest of the market.
[Huspy] guided us through all the process with a lot of patience and professionalism.
Frequently asked questions
One of the best forums is the Kiwi First Home Buyers Group on Facebook. You can join and ask your questions or view the questions that others have asked. People including mortgage advisers, real estate agents, solicitors and other first home buyers respond with some very useful information. It’s free to join too.
Yes, rideshare drivers can get mortgages but as with any finance application you need to be able to ‘prove’ your income. As a mortgage adviser that also does drive for rideshare companies I know how to structure a mortgage application for rideshare drivers.
Yes, drivers for Uber and other rideshare options can get mortgages if they can prove their income. The key here is to prove your income in a way that is acceptable to the bank or another non-bank lender that does mortgages.
Yes, both of these incomes can be combined and then apply for a mortgage. In regards to rideshare income, you generally have to be a rideshare driver for a minimum of 6 months but lenders often require 2 years of financials and IR3 at the time of application assessment.
A second job is usually classified as an additional income when qualifying a client for a mortgage. Time on the job is the key factor.
Like anyone else, someone that is self employed can get a mortgage. They will need to have been self employed for a while, and typically this means being able to show 2-years financials for a bank. If you cannot yet show 2-years financials then a non-bank may still be an option.
As a mortgage adviser that specialises in helping self employed people I know that you may earn more than the financials show and know what expenses can be included back as income. Too often the banks do not include all of the income for self employed and that is a reason that so many self employed struggle to get a mortgage.